Money Matters Tools

Do you know how much your new apartment is really going to cost? Being a renter is a lot more than just paying the rent each month. Heat, hydro, cable, internet, phone, insurance…it all adds up! Use our interactive tools and calculators to help you improve your financial awareness.

Have you ever found money before? What do you do with it? This exercise isn’t about finding money, but to help show you “how the little things add up.”Fill in the table below with items that you buy often. How much do you spend a month or a year? Does this surprise you?

 

 Things I Buy OftenTimes In A WeekNumber Per MonthPriceSpent Per Month
Ex: I go to Tim’s a lotI go to Tim’s 4 times a weekNumber of times per month (calculates automatically)Average amount spent at Tim’sHow much you spend in a month
      
1 $$
2$$
3$$
4$$
5$$
6$$
7$$
8$$
9$$
10$$
11$$
12$$
13$$
14$$
15$$
  
  Amount you Spend on items in a MONTH:
  Amount you Spend on items in a YEAR:

This is a great tool for students and those living at home to outline a personal budget.

Money I receive monthly
Job
Allowance
Government
Other money
Other money
Other money
TOTAL INCOME
Bills I pay monthly (cell, car, insurance, rent, visa)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
TOTAL AMOUNT IN BILLS
TOTAL MONEY LEFT OVER EACH MONTH
You are spending more than you make!! Find ways to cut expenses.

The below table can calculate a household budget for homeowners and renters.

INCOME
Monthly Wages
Government
Other
TOTAL INCOME
EXPENSES
Housing Expenses
Rent or Mortgage
Heat
Hydro
Cable
Telephone
Internet
Other
Loan Payments
Car Payments
Credit Card Payments
Gas
Public Transportation
Insurance
Child Care
Food
Clothing
Medications
Laundry
Pets
Other
Other
Other
Personal Expenses
Tobacco
Alcohol
Recreation
Babysitter
Personal Grooming
Magazines / Newspapers
Hair Cuts
Entertainment
Cell Phone
Savings
Other
Other
Other
TOTAL MONTHLY EXPENSES
LEFT OVER MONEY
(negative number indicates more expenses than income)
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