SAVINGS

The secret to becoming financially fit is..……………….………….……….….SAVING!

HOW TO SAVE:
Typically by adjusting your current spending habits to save. Unless you are going to die next week, everyone needs to save. It can be done with all levels of income.

TIPS TO SAVE:
• Create a budget and stick to it
• REVIEW “Finding Money Exercise” and look where you can cut back or quit buying
• Open a savings account
• Ask your bank about savings accounts, bonds, and GICs (Guaranteed Investment Certificates)

FINDING MONEY EXERCISE:
List where you can save money: (For example: pack a lunch and bring coffee from home)